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Should Homebuyers Get A Survey?

August 22, 2019 Posted in Blog

Why are Surveys Important?

        Surveys are important when you are looking into purchasing a home because they show where the property is actually located on the ground.  A correctly completed survey is crucial when obtaining title insurance on your property. Surveys are not required for title insurance, but without a survey, the title policy will have an additional exception for anything the survey would display.

        Lenders will also require a survey in order for you to obtain financing, no matter if it’s a newly completed survey or an older one. Lender’s also require a Florida Form 9 Endorsement.

So, what is a Florida Form 9 Endorsement?  

        A Form 9 Endorsement insures against violations of restrictions, encumbrances over easements, building lines or property lines, and damage by reason of mineral development. This endorsement also removes all survey exceptions.

        In order for the Form 9 Endorsement to remove all survey exceptions, a current survey is required showing the following:

  • All improvements, encroachments, and easements
  • Building setback lines and access
  • Items that would only be disclosed by an accurate survey of the land

        Our promise to you is that no other title company will treat you with our level of customer service.  With over 100 years of combined experience, our team is beyond trustworthy! So, what are you waiting for? Contact a Clear Title Representative for your closing needs today! 

        Clear Title is a real estate closing company founded and owned by a Board-Certified Real Estate Attorney with more than 30 years of experience in the Pensacola area real estate market. Many of its closers and other professional staff members have been handling real estate closings for more than 20 years, and as a result, Clear Title offers well over a century of closing experience. There are three offices in Escambia and Santa Rosa Counties: Pace, Pensacola, and Pine Forest. Clear Title was recently named Best Title Company in Pensacola 2019 by VIP Magazine Pensacola.

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